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29 Aug 2025
The Excellent Performance Bank - in 2024 (KBMI 2)

CCB Indonesia received "The Excellent Performance Bank in 2024" (KBMI 2), from Infobank magazine on 29 August 2025.

25 Jun 2025
Indonesia Best Bank 2025

CCB Indonesia received "Indonesia Best Bank 2025 for Accelerating Sustainable Corporate and Consumer Financial Services, category KBMI 2 Private Foreign from Warta Ekonomi magazine on 25 June 2025.

18 Sep 2024
Best Performance Bank KBMI II Category

CCB Indonesia received "Best Performance Bank KBMI II category" award from Bisnis Indonesia Daily on 18 September 2024

29 Aug 2024
The Excellent Performance Bank in 2023 (KBMI 2)

CCB Indonesia received "The Excellent Performance Bank in 2023 (KBMI 2), from Infobank magazine on 29 August 2024.

31 Jul 2024
Indonesia Best Bank 2024

CCB Indonesia received "Indonesia Best Bank 2024¡± for Strategies Implementation through business development, category KBMI 2 Private Foreign Banks¡¯ from Warta Ekonomi magazine on 31 July 2024.

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title product
Demand Loan
 Ringkasan Informasi

Working Capital Loans (Revolving/Unrevolving), where the Customer must notify the Bank before withdrawing the loan. Loan withdrawals and repayments (in part or in full) can be made repeatedly during the term of the Credit Agreement.

  • As working capital to support the development of the customer's business.
  • Withdrawals and principal repayments can be made repeatedly during the loan term (flexible).
REQUIREMENTS AND PROCEDURES
    CREDIT
    You must complete the credit requirement documents:
    No Document Individual Business entity
    1 Credit Application Form V V
    2 Photocopy of Identity Card (KTP or Passport)
      - Debtor + Spouse V -
      - Administrator - V
      - Shareholders - V
      - Guarantor + Spouse V V
    3 Photocopy of Marriage Certificate or Photocopy of Family Card or Certificate of Unmarried from the Sub-district Office V V
    (Especially for guarantors, if in the name of an individual)
    4 Photocopy of Judicial Confirmation or other similar document for different legal entities - V
    5 Photocopy of the Company's Deed of Establishment, Photocopy of the Deed of Adjustment to the Limited Liability Company Law, and Photocopy of the Latest Deed of Amendment - V
    6 Photocopy NPWP V V
    7 Photocopy of the Business License, including permits related to waste management and Environmental Impact Assessment (EIA), or at least a Company Domicile Certificate (SKDP) for industries that require it, namely those that cause environmental impacts/pollution. V V
    8 Photocopy of TDP / Domicile Certificate V V
    9 Financial Statements (Audited/In-house/Proforma) for the last 3 years V V
    10 Photocopy of bank statement/savings statement for the last 6 months V V
    11 Guarantee Document V V
    12 Other documents (depending on the type of loan application), including but not limited to:
    RAB – if the loan purpose is for the construction and renovation of fixed assets V V
    Supplier/Seller Offer Letter – if the loan purpose is to purchase fixed assets (land, buildings, machinery, or vehicles) V V
    Previous PO or contract – if the loan purpose is for additional working capital (optional) V V
    Letter of appointment as agent/distributor – if the debtor is an agent/distributor of a particular product/company V V
    13 Company Profile V V
    14 List of AR/Receivables per month (if any) V V
SIMULASI
     Loan Interest Calculation Demand Loan (DL)
Plafondt Rp 1.000.000.000,-
Oustanding Rp 1.000.000.000,-
Tenor 1 Year / 12 Month
Interest rate* 14% per year effective
Interest / Day (Outs tiap hari x bunga / 360)
Interest Installment/Month (Rp 1.000.000.000,- x (14%/360) x 30 Day)
Rp. 11.666.667,-
     The calculation above is only a simulation/estimate, not a guarantee or actual estimate.