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29 Aug 2025
The Excellent Performance Bank - in 2024 (KBMI 2)

CCB Indonesia received "The Excellent Performance Bank in 2024" (KBMI 2), from Infobank magazine on 29 August 2025.

25 Jun 2025
Indonesia Best Bank 2025

CCB Indonesia received "Indonesia Best Bank 2025 for Accelerating Sustainable Corporate and Consumer Financial Services, category KBMI 2 Private Foreign from Warta Ekonomi magazine on 25 June 2025.

18 Sep 2024
Best Performance Bank KBMI II Category

CCB Indonesia received "Best Performance Bank KBMI II category" award from Bisnis Indonesia Daily on 18 September 2024

29 Aug 2024
The Excellent Performance Bank in 2023 (KBMI 2)

CCB Indonesia received "The Excellent Performance Bank in 2023 (KBMI 2), from Infobank magazine on 29 August 2024.

31 Jul 2024
Indonesia Best Bank 2024

CCB Indonesia received "Indonesia Best Bank 2024¡± for Strategies Implementation through business development, category KBMI 2 Private Foreign Banks¡¯ from Warta Ekonomi magazine on 31 July 2024.

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title product
Investment Credit (KI)
 Ringkasan Informasi

A non-revolving working capital loan that can be withdrawn in full or in part, with repayment made in installments according to an agreed-upon installment schedule.

  • Meets productive investment and/or working capital needs, such as the purchase of motor vehicles, fixed assets, machinery, and industrial equipment.
  • Payments are made through an installment process with interest calculated according to the number of days the loan is used.
  • Can be used at any time with pre-planned installment payments.
PERSYARATAN DAN TATA CARA
    CREDIT
    You must complete the following credit application documents:
    No Documents Individual Business Entities
    1 Credit Application Form V V
    2 Photocopy of Identity Card (KTP or Passport)
      - Debtor + Spouse V -
      - Administrator - V
      - Shareholders - V
      - Guarantor + Spouse V V
    3 Photocopy of Marriage Certificate or Photocopy of Family Card or Certificate of Unmarried from the Sub-district Office V V
    (Especially for guarantors, if the name is an individual)
    4 Photocopy of Judicial Confirmation or other similar document for different legal entities - V
    5 Photocopy of the Company's Deed of Establishment, Photocopy of the Deed of Adjustment to the Limited Liability Company Law, and Photocopy of the Latest Deed of Amendment - V
    6 Photocopy NPWP V V
    7 A photocopy of the Business License, including permits related to waste management and Environmental Impact Assessment (EIA), or at least a Company Domicile Certificate (SKDP) for industries that require it, namely those that cause environmental impacts/pollution. V V
    8 Photocopy of TDP / Domicile Certificate V V
    9 Financial Statements (Audited/In-house/Proforma) for the last 3 years V V
    10 Photocopy of bank statement/savings statement for the last 6 months V V
    11 Guarantee Document V V
    12 Other documents (depending on the type of loan application), including but not limited to:
    RAB – if the loan purpose is for the construction and renovation of fixed assets V V
    Supplier/Seller Offer Letter – if the loan purpose is to purchase fixed assets (land, buildings, machinery, or vehicles) V V
    Previous PO or contract – if the loan purpose is for additional working capital (optional) V V
    Letter of appointment as agent/distributor – if the debtor is an agent/distributor of a particular product/company V V
    13 Company Profile V V
    14 List of AR/Receivables per month (if any) V V
SIMULATION
Investment Credit Loan Interest Calculation (KI)
Plafond Rp 500.000.000,-
Tenor 4 year / 48 bulan
Interest rate 8,5% per year flat
Installments (Pokok x (100% + (% bunga per month x jangka waktu))) / Jangka Waktu
Installments/month (Rp 500.000.000,- x ((100% + (8,5%/12 x 48))) / 48
Rp. 13.958.333,33
Disclaimer: The calculation above is only a simulation/estimate, not a guarantee or actual estimate.