CREDIT
You must complete the following credit application documents:

No	Documents	Individual	Business Entities
1	Credit Application Form	V	V
2	Photocopy of Identity Card (KTP or Passport)
	- Debtor + Spouse	V	-
	- Administrator	-	V
	- Shareholders	-	V
	- Guarantor + Spouse	V	V
3	Photocopy of Marriage Certificate or Photocopy of Family Card or Certificate of Unmarried from the Sub-district Office	V	V (Especially for guarantors, if in the name of an individual)
4	Photocopy of Judicial Confirmation or other similar document for different legal entities	-	V
5	Photocopy of the Company's Deed of Establishment, Photocopy of the Deed of Adjustment to the Limited Liability Company Law, and Photocopy of the Latest Deed of Amendment	-	V
6	Photocopy NPWP	V	V
7	A photocopy of the Business License, including permits related to waste management and Environmental Impact Assessment (EIA), or at least a Company Domicile Certificate (SKDP) for industries that require it, namely those that cause environmental impacts/pollution.	V	V
8	Photocopy of TDP / Domicile Certificate	V	V
9	Financial Statements (Audited/In-house/Proforma) for the last 3 years	V	V
10	Photocopy of bank statement/savings statement for the last 6 months	V	V
11	Guarantee Document	V	V
12	Other documents (depending on the type of loan application), including but not limited to:
	RAB – if the loan purpose is for the construction and renovation of fixed assets	V	V
	Supplier/Seller Offer Letter – if the loan purpose is to purchase fixed assets (land, buildings, machinery, or vehicles)	V	V
	Previous PO or contract – if the loan purpose is for additional working capital (optional)	V	V
	Letter of appointment as agent/distributor – if the debtor is an agent/distributor of a particular product/company	V	V
13	Company Profile	V	V
14	List of AR/Receivables per month (if any)	V	V

Calculation of Export LC/SKBDN Forwarding Fees
- Export LC value USD 100,000
- Instructions for forwarding the LC to another bank
- Standard rate for forwarding the Export LC to another bank = IDR 1,000,000
Therefore, the calculated cost for forwarding the Export LC to another bank is IDR 1,000,000

Calculation of Export LC/SKBDN Document Inspection Fees
- Export LC document value USD 100,000
- Standard document inspection fee rate is 0.25% flat (min. IDR 700,000)
Therefore, the calculated cost for export document inspection is USD 100,000 x 0.25% = USD 250