| Currency | Buy | Sell |
|---|---|---|
| USD | 17,280.00 | 17,530.00 |
| EUR | 20,333.00 | 20,527.00 |
| GBP | 23,563.00 | 23,757.00 |
| AUD | 12,494.00 | 12,688.00 |
| CNH | 2,458.00 | 2,652.00 |
| JPY | 109.59 | 111.53 |
| SGD | 13,592.00 | 13,786.00 |
| HKD | 2,127.00 | 2,321.00 |
The Finance Award 2025
CCB Indonesia received the 2025 Finance Award in the category of Banks with Assets of 25-50 Trillion and Above with the predicate "Very Good" from The Finance Media on October 28, 2025.
The Excellent Performance Bank - in 2024 (KBMI 2)
CCB Indonesia received "The Excellent Performance Bank in 2024" (KBMI 2), from Infobank magazine on 29 August 2025.
Indonesia Best Bank 2025
CCB Indonesia received "Indonesia Best Bank 2025 for Accelerating Sustainable Corporate and Consumer Financial Services, category KBMI 2 Private Foreign from Warta Ekonomi magazine on 25 June 2025.
Best Performance Bank KBMI II Category
CCB Indonesia received "Best Performance Bank KBMI II category" award from Bisnis Indonesia Daily on 18 September 2024
The Excellent Performance Bank in 2023 (KBMI 2)
CCB Indonesia received "The Excellent Performance Bank in 2023 (KBMI 2), from Infobank magazine on 29 August 2024.
FINANCIAL HIGHLIGHTS
| BALANCE SHEET | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Total Assets | 38,083,708 | 33,545,461 | 27,851,946 | 25,022,953 | 26,194,548 | 25,235,573 | 18,893,684 |
| Loans | 26,407,187 | 23,463,801 | 19,359,978 | 16,687,285 | 13,772,663 | 14,729,081 | 13,858,412 |
| Securities | 8,070,783 | 6,815,620 | 4,506,619 | 893,950 | 1,108,110 | 1,174,538 | 1,699,912 |
| Placement with Other Banks | 383,525 | 241,425 | 184,142 | 279,436 | 659,148 | 256,464 | - |
| Customer Funds | 28,666,012 | 23,357,473 | 19,986,812 | 17,946,578 | 19,274,009 | 18,452,403 | 12,861,778 |
| Deposits from Other Banks | 1,693,642 | 844,674 | 324,650 | 68,011 | 74,122 | 40,012 | 1,593,888 |
| Equity | 7,145,518 | 6,841,796 | 6,540,557 | 6,199,237 | 6,081,204 | 6,016,716 | 2,794,858 |
| Liabilities | 30,938,191 | 26,703,665 | 21,311,389 | 18,823,716 | 20,113,344 | 19,218,857 | 16,098,826 |
| STATEMENT OF PROFIT AND LOSS | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Interest Income | 2,180,379 | 2,141,940 | 1,690,178 | 1,322,606 | 1,248,020 | 1,282,612 | 1,298,866 |
| Net Interest Income | 951,770 | 995,810 | 956,879 | 803,954 | 720,832 | 562,357 | 559,891 |
| Other Operating Income | 74,740 | 90,676 | 43,494 | 68,965 | 64,092 | 64,328 | 70,192 |
| Other Operating Expenses | 539,048 | 554,024 | 543,791 | 529,401 | 500,920 | 514,337 | 493,623 |
| Operating Income | 386,355 | 375,542 | 302,702 | 170,654 | 108,928 | 57,056 | 114,488 |
| Non-Operating Income (Expenses) | 6,804 | 6,747 | 7,099 | 5,088 | (4,914) | 6,647 | (2,152) |
| Income Before Tax | 393,159 | 382,289 | 309,801 | 175,742 | 104,014 | 63,703 | 112,336 |
| Net Income (Loss) | 301,948 | 295,402 | 241,291 | 135,959 | 79,392 | 49,979 | 78,967 |
| Income Attributable to Owners of the Company | 301,948 | 295,402 | 241,291 | 135,959 | 79,392 | 49,979 | 78,967 |
| Income Attributable to Non-Controlling Interests | - | - | - | - | - | - | - |
| Comprehensive Income (Loss) | 303,722 | 301,239 | 341,320 | 118,032 | 64,488 | 85,541 | 278,700 |
| Comprehensive Income Attributable to Owners of the Company | 303,722 | 301,239 | 341,320 | 118,032 | 64,488 | 85,541 | 278,700 |
| Comprehensive Income Attributable to Non-Controlling Interests | - | - | - | - | - | - | - |
| Earnings per Share (in full Rupiah) | 7,96 | 7,79 | 6,36 | 3,59 | 2,09 | 1,91 | 4,75 |
| ASSETS QUALITY | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Earning Assets | 36,701,585 | 32,286,342 | 26,671,589 | 23,905,067 | 24,813,815 | 23,823,521 | 16,257,504 |
| Non-Earning Assets | 206,292 | 207,885 | 215,913 | 233,616 | 232,837 | 247,766 | 245,592 |
| Total Earning and Non-Earning Assets | 36,907,877 | 32,494,227 | 26,887,502 | 24,138,683 | 25,046,652 | 24,071,287 | 16,503,096 |
| FINANCIAL RATIO (%) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|
| Capital | |||||||
| CAR Credit Risk | 31,77% | 32,78% | 40,76% | 35,57% | 41,56% | 38,60% | 18,68% |
| CAR Credit and Market Risks | 30,87% | 32,20% | 39,76% | 35,24% | 41,20% | 38,05% | 18,60% |
| CAR Credit Market and Operational Risks | 29,48% | 30,72% | 37,45% | 32,73% | 37,96% | 35,28% | 17,40% |
| Fixed Assets to Capital Ratio | 10,47% | 11,48% | 12,92% | 14,75% | 15,75% | 23,67% | 35,71% |
| Assets Quality | |||||||
| Non-Performing Earning and Non-Earning Assets to Total Earning and Non-Earning Assets | 1,45% | 1,78% | 2,21% | 2,70% | 3,33% | 2,35% | 2,61% |
| Non-Performing Earning Assets to Total Earning Assets | 1,10% | 1,54% | 2,09% | 2,37% | 2,44% | 1,82% | 2,09% |
| Allowance for Impairment Losses of Financial Assets to Earning Assets* | 0,73% | 1,40% | 1,93% | 1,90% | 1,19% | 0,73% | 0,80% |
| NPL Gross | 1,53% | 2,12% | 2,87% | 3,40% | 4,39% | 2,94% | 2,52% |
| NPL Net | 1,15% | 0,82% | 0,77% | 0,93% | 2,45% | 1,92% | 1,64% |
| Profitability | |||||||
| ROA | 1,15% | 1,22% | 1,22% | 0,69% | 0,41% | 0,29% | 0,71% |
| ROE | 4,74% | 4,78% | 4,11% | 2,40% | 1,43% | 1,27% | 4,15% |
| NIM | 3,02% | 3,50% | 4,18% | 3,54% | 3,12% | 2,82% | 3,83% |
| BOPO | 83,18% | 83,39% | 82,76% | 87,76% | 92,75% | 97,70% | 91,49% |
| Profit/Loss To Income Ratio | 13,08% | 12,98% | 13,61% | 9,63% | 5,92% | 3,64% | - |
| Cost to Income Ratio | 56,39% | 53,95% | 58,33% | 61,59% | 66,87% | 89,93% | - |
| Liquidity | |||||||
| LDR | 92,12% | 100,46% | 96,86% | 92,98% | 71,46% | 79,82% | 107,75% |
| Compliance | |||||||
| Violation of Legal Lending Limit | |||||||
| a, Related Party | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% |
| b, Unrelated | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% |
| Exceedances of Legal Lending Limit | |||||||
| a, Related Party | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% |
| b, Unrelated | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% | 0,00% |
| Statutory Reserves Requirement in Rupiah | 3,72% | 7,85% | 8,83% | 9,62% | 5,61% | 3,94% | 0,00% |
| Statutory Reserves Requirement in Foreign Currency | 4,24% | 4,14% | 4,38% | 4,58% | 6,24% | 5,91% | 8,17% |
| Net Open Position | 0,36% | 0,05% | 0,17% | 0,40% | 0,11% | 0,17% | 0,64% |
| Others | |||||||
| Liability to Equity Ratio | 432,97% | 390,30% | 325,83% | 303,65% | 330,75% | 319,42% | 576,02% |
| Liability to Assets Ratio | 81,24% | 79,60% | 76,52% | 75,23% | 76,78% | 76,16% | 85,21% |